Trading Insurance Policies Can Be Good -- If Handled Properly



Income Annuities Offer An Alternative Option For Retirement



Death Benefits, Return Of Premiums Possible



Don't Pitch Your Life Insurance Policy -- It Can Be Valuable



Stories Abound Coast To Coast On The Impact Of What Didn't Happen



Annuity Funded Insurance Is Safe Bet To Protect Your Heirs -- DOUBLE THE CASH ASSETS -- TRIPLE THE INCOME



Congress is expected to reinstate the federal estate tax and GST taxes in 2010, but the timing is unknown.



'Guaranteed' Life Insurance A Worthy Investment



Recapturing Money Lost



A strategic insurance plan can provide tax-free dollars to your grandchildren or great-grandchildren that far exceed the premiums you pay.



Shell-Shocked Investors Looked To Insurance In 2009



Plan May Help 31 Million...At A 10-Year Cost Of Between $871 Billion And $2.2 Trillion



Food for Thought



Life Insurance, Trusts And Asset Shifting Can Protect Heirs



Life Insurance Policies Proved Very Popular Investment in 2009



Consider an ECLAT (Enhanced Charitable Lead Annuity Trust)



A Gift That Keeps On Giving



Can I afford to purchase life insurance to protect my heirs without adversely impacting my lifestyle? YES!



When it comes to an investment that never fails, life insurance is one of the best options available.



Split dollar plans can provide tremendous leverage.



When it comes to protecting money you wish to pass down to your heirs, those in the know are closely watching the current session of Congress.



Palm Beach Daily News profiles Richard S. Bernstein, CEO of Richard S. Bernstein & Associates, Inc.



A Beacon of Certainty During Times of Economic Instability & Mounting Government Debt



Richard S. Bernstein, a contributing writer to the Star Diamond World, advises how to Protect your Five Star Family and Ensure Your Lifestyle for Generations.



Letter to the Editor of The Palm Beach Post on Friday, August 28, 2009



Congress, President Face Mine Field on Cost, Coverage Issues



Crafting An Independent Group Of Advisors Is Critical To Estate Planning



Trust Funded Insurance Can Negate Generation Skipping Tax



Historical Low Interest Rates Provide Opportunity



Before Acting, Assess Your Assets; Communicate With Your Family



Palm Beach Society Special Feature Article



An Ideal Vehicle for Asset and Tax Protection. Part Three in Our Series. Co-written with renowned trusts and estates attorney, lecturer, author, and Professor of Law at NYU School of Law, Jonathan G. Blattmachr.



Estate Planning Would Be Significantly Affected By Bill. Co-written with renowned trusts and estates attorney, lecturer, author, and Professor of Law at NYU School of Law, Jonathan G. Blattmachr.



Another Mega Idea for Your Family. Part Two in Our Series. Co-written with renowned trusts and estates attorney, lecturer, author, and Professor of Law at NYU School of Law, Jonathan G. Blattmachr.



A Mega Idea for Your Family. Part One in a Three Part Series. Co-written with renowned trusts and estates attorney, lecturer, author, and Professor of Law at NYU School of Law, Jonathan G. Blattmachr.



"Stars Have Aligned" To Execute New Financial Strategies



Protect Generations of Your Family From Estate Taxes.



Protect Yourself From Catastrophic Costs In Your Golden Years.



Sheltering Your Estate From "Outlaws."



New Bill Could Eliminate The Discounts For Transfers of Cash, Securities, and Non-Business Assets.



Will the Obama Administration Take Them Away?



Vital Information Before You Begin Any Significant Gifting Program.



Protect Your Family Fortune Through Private Financing.



A Safe Way to Provide Retirement Income and Money For Your Heirs.



The Safety of Major Life Insurance Companies



Read about The Pitfalls of Life Insurance Settlements as it appeared in The Palm Beach Daily News (The Shiny Sheet).



Recover Your Lifestyle With Life Insurance.



DIVERSIFY! DIVERSIFY! DIVERSIFY!



Insurance and Annuities Offer Protection -- With Interest -- In Stormy Financial Times.



Annuities Offer Safe Harbor -- With Interest.



Selling Your Insurance Policy Can Net Funds to Live On



PRESERVING WEALTH -- A New Column by Richard S. Bernstein



How to protect your children from inheritance taxes when traditional life insurance is not an option.



Letter to the Editor of The Palm Beach Post from Richard S. Bernstein which appeared Saturday, October 4, 2008. This letter explains that purchasers of AIG life insurance policies were not at risk and why.



With over $5 trillion in assets and a conservative investment and underwriting profile, the life insurance industry is one of America's strongest business sectors. The life insurance industry has an unparalleled record of honoring its obligations.



Reasons are abundant as to why HSAs are growing in popularity. The HSA model is a win-win situation for employers and employees!



Savvy companies looking to help their employees with insurance are turning to HSA's to protect themselves from high premiums and to offer employees a creative way to shelter wages.



You have worked hard for your money. Don't you deserve to shelter it from excessive taxation upon our passing? Consider these tips for protecting your family fortune through private financing.



Summaries of recent articles of HSA's from Kaiser Daily Health Policy Report.



Savvy Businesses Using Health Savings Accounts To Combat Health Insurance Costs.