Welcome to the Employee Benefits Division of Richard S. Bernstein & Associates. We pride ourselves on our extensive level of personal service to each and every one of our employer groups and their employees.  If you want to lower your costs, improve your benefits, and be fully serviced with your insurance coverage, you will not be disappointed for choosing us. We offer services such as:

 

·        Enrollment processing

·        Termination processing

·        Cobra instructions

·        Claim problem resolution

·        Emergency issues

·        Administration from behind the scenes

 

We have been in the business insuring both small and large groups here in Florida and Nationwide for over 40 years. We offer coverage such as:

 

·        Health insurance

·        Group term and voluntary life insurance

·        Disability coverage, both short-term and long-term

·        Vision

·        Dental, DMO, PPO or combinations of both

·        401(k) retirement plans

·        HSA compatible plans

·        Long-term care insurance

·        Group Supplemental Insurance (cancer, accident, critical illness, etc.)

 

If you would like to have us review you current coverage or provide you with a free quote from one of these lines of coverage, please contact us.