Health Insurance

Individual health insurance plans are designed for those who need health insurance coverage, but whose employers don’t offer plans or they don’t have access to employer plans.

Why choose Richard S. Bernstein & Associates, Inc.?

We have a wide array of health insurance companies we work with every day. We have designed our own personal health insurance exchange to make shopping for health insurance easier for you. We pride ourselves on our extensive level of personal service to each and every one of our clients. If you want to lower your costs, improve your benefits, and be fully serviced with your insurance coverage, you will not be disappointed for choosing us.

What is the Affordable Care Act?

On March 23, 2010, President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms.  Some examples of these reforms are: ends pre-existing conditions, keeps young adults covered to age 26 under their parent’s health coverage, ends lifetime limits on coverage, covers preventive care services at no cost to you and many more rules that are to your benefit as a consumer.

What kinds of health insurance are there?

There are several kinds of health insurance plans: health maintenance organizations (HMOs), preferred provider organizations (PPOs) and point-of-service (POS) plans. Although these plans differ, they cover an array of medical, surgical, hospital and prescription expenses.

If you would like for a health insurance advisor Palm Beach to examine your individual needs, offer our expert advice, and give you a quote, please fill out the box below to contact us today.